Companies that are included in SME are companies that have certain characteristics but are proven to have resistance to economic pressures in various conditions such as financial crises.

The obstacle that is always faced by companies in the SME category is financial performance. which is not good and is still considered by the majority of finance companies that are not good (healthy) companies to be used as working partners, where the financial performance that is used as a benchmark for assessment of all financing companies can be seen from the financial statements.

Companies that are included in SME are companies that have certain characteristics but are proven to have resistance to economic pressures in various conditions such as financial crises.

The obstacle that is always faced by companies in the SME category is financial performance. which is not good and is still considered by the majority of finance companies that are not good (healthy) companies to be used as working partners, where the financial performance that is used as a benchmark for assessment of all financing companies can be seen from the financial statements.